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Cover Story
Amaze Insurance Brokers : Promising Comprehensive Insurance Solutions With Unmatched Service Excellence
The Indian insurance industry has undergone a significant transformation, evolving from a monopolistic market to a highly competitive and optimally penetrated one. In 1972, the nationalization of 109 private insurance companies led to the formation of four general insurance companies and one life insurance company, which dominated the market. However, the lack of competition led to complacency in service delivery. The Malhotra Committee’s report in 1996-97 initiated discussions on privatization, despite resistance from public sector entities. The establishment of the IRDA in 1999 marked a turning point, paving the way for privatization. Today, India has around 30 non-life, 28 life, and five health insurance companies, significantly improving penetration levels from 0.5-1 percent to...
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